Insurance Master

Posts Tagged ‘insurance companies’

I know you’re considered in a lower-risk age bracket so your car insurance will be less but how do insurance companies calculate this reduction?
* I have a clean driving record
* I’ve been insured with Geico for a few years

Living in South Jersey. 2 years with a license. No accidents/ tickets. GPA 3.0+. Good credit score. For a used car newer than 2003. I just need a rough estimate. I don’t want some insurance agent to call me for an quote or get random e-mails from insurance companies, right now before I buy a car.

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don’t report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?
My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for "reinstatement of coverage", coverage I never lost in the first place.

I live in California and I am moving to Texas in June. I’m 23 and I don’t have a car currently but I will buy one when I move to Texas. I don’t know how to go about getting car insurance, though. What is the process of getting car insurance? When should I get it? Before I buy the car? How do I get it (or where do I go)? Do I need to give the insurance companies any documents to get the car insurance? What do you recommend that I do right now?

Thanks.

10pts to best answer. Question about auto insurance policies?

I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?